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  1. عناقيد

    Bank Accounts After Death in Türkiye: Finding Banks and Heir Procedures

    Bank Accounts After Death in Türkiye: Finding Banks and Heir Procedures Finding the name of a deceased person’s bank is different from establishing the balance, and knowing the balance does not authorise withdrawal. Build the file in stages: death notification, proof of heirship, identification...
  2. عناقيد

    Forgotten Bank Accounts in Türkiye: Limitation and Mistaken Transfers

    Forgotten Bank Accounts in Türkiye: Limitation and Mistaken Transfers An old account in your name, or a deceased relative’s name, can remain unattended for years. Finding it later does not necessarily mean the money is recoverable. Establish whether it remains with the bank, was lawfully...
  3. عناقيد

    Bank Powers of Attorney in Türkiye: Bank Acceptance, Transaction Limits and Revocation

    Bank Powers of Attorney in Türkiye: Bank Acceptance, Transaction Limits and Revocation If someone needs to carry out a bank transaction for you, start with the bank before issuing the power of attorney. Ask whether representation is accepted for the operation and which wording, documents and...
  4. عناقيد

    Minor Bank Accounts in Türkiye: Ownership, Guardian Authority and Card Controls

    Minor Bank Accounts in Türkiye: Ownership, Guardian Authority and Card Controls Before opening an account for your child, separate three questions: whose name is it in, who signs and manages it, and which operations can the child perform? “Children’s account” does not establish identical...
  5. عناقيد

    Joint Bank Accounts in Türkiye: Withdrawal Authority, Signatures and Closure

    Joint Bank Accounts in Türkiye: Withdrawal Authority, Signatures and Closure Two names on an account do not by themselves tell you who can withdraw money or close it. The crucial choice is the operating mandate recorded by the bank: may either holder act alone, or must everyone sign? Check the...
  6. عناقيد

    Deposit Insurance in Türkiye: The TMSF Limit, Eligible Accounts and Exclusions

    Deposit Insurance in Türkiye: The TMSF Limit, Eligible Accounts and Exclusions Money displayed in a banking app is not necessarily an insured deposit. Identify the product, legal institution and branch, then aggregate the owner’s balances before comparing them with the protection limit. This...
  7. عناقيد

    Closing a Bank Account in Türkiye: Balances, Linked Products and Leaving the Country

    Closing a Bank Account in Türkiye: Balances, Linked Products and Leaving the Country Closing an account is a sequence: identify what you are closing, settle outstanding items, move necessary payments and obtain confirmation. An empty balance, a blocked card or deleting the app does not...
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