TURKIYE

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💸 Ödeme İste lets a creditor send a payment request and the recipient review, accept or reject it. The response deadline and debit date are not always the same: some accepted requests arrange a later payment.

1️⃣ A request is not an automatic debit​

The requester creates a request in a financial app, and the recipient receives its details. The recipient can accept or reject it under the request’s conditions. Acceptance may cause immediate payment or arrange execution on a later date, depending on the model.

A payment notification is not proof that the claim is valid or must be accepted. Check who sent it, why the amount is due and when it will be paid, especially for an unexpected request.

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Checking and signing a contract​

2️⃣ Response time versus payment time​

Request model under its conditionsResponse timePayment time
Personal request for current paymentBy a specified expiry timeWhen accepted
Institutional request for later paymentWithin the request’s response periodOn the stated future date
Purchase requiring an immediate responseDuring checkoutImmediately following acceptance
Purchase with future settlementMay require immediate acceptanceOn the specified later date

3️⃣ Review the request​

📱 Open it in the official app and check the requester, amount, description and debit account. Read both the last acceptance time and the payment date rather than relying on a shortened notification.

If you accept, keep the summary and follow the status. Rejecting a request or letting it expire does not remove a valid underlying obligation, such as unpaid rent. Arrange an alternative with the creditor where money is genuinely due.

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Organising documents and an online application​

4️⃣ Additional options are conditional​

OptionWhen it may be offeredWhat to check
Partial paymentIf enabled by the requesterThe payment and remaining obligation
Early paymentIf permitted by the requestThe new date you select
Deferred paymentIn eligible institution-initiated modelsDates and amounts for each option
Cancel a sent requestBefore execution under the service rulesFinal status and reference

5️⃣ Partial payment and FAST limits​

💰 A permitted partial payment completes that request, leaving the unpaid part to the parties to resolve. The creditor may need a new request for the remainder. Do not assume the app will keep collecting it automatically.

The FAST ceiling for Ödeme İste payments became TRY 300,000 per transaction on 26 August 2026. Bank limits and available funds still apply. A system ceiling is not an approval for borrowing or financing.

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Making an online payment​

6️⃣ An everyday example​

🍽️ If a friend paid a shared restaurant bill and requests your share, verify the amount before accepting. An institutional request with a future date may be accepted today but executed later, so make sure funds are available on the payment date.

Do not accept an unfamiliar request to cancel it or test the service. If the status is unclear or a debit is unexpected, contact the account provider with the reference and avoid a duplicate payment.

🔗 Related topics​


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